home loans | SamKodi
Negotiating your home loan? Don’t be sheepish!

Negotiating your home loan? Don’t be sheepish!

When you consider not only the value of your home loan, but the added cost of all the interest that gets piled on top of it, taking the time to find the right home loan is time invested wisely. When it comes to bargaining and negotiating, we Kiwi’s can be a little...
The #1 Mortgage Dilemma: To Fix or Float?

The #1 Mortgage Dilemma: To Fix or Float?

While an affordable home loan used to be considered no more than twice the annual household income, limited housing availability, higher property values, and increasing debt limits have driven that level up to an average home loan value of four times the annual...