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Abhijit Naskar

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How Lifestyle Creep Can Sabotage Your Savings

How Lifestyle Creep Can Sabotage Your Savings

Have you ever had a pay rise that just seemed to disappear the minute it hit your bank account? You’re the victim of lifestyle creep, a phenomenon that will sneakily steal your money. Do you remember when you first got a job? You were probably on minimum wage, living...

Making Your Financial New Year Resolution? Do This One Thing First

Making Your Financial New Year Resolution? Do This One Thing First

This past year came with more than its fair share of drama and challenges. It’s time to take a look back and reflect on your financial goals. For many of us, this past year might have seemed like a write-off financially. Stuck at home, long days of internet shopping...

How To Protect Your Earnings: Income Protection Insurance FAQ

How To Protect Your Earnings: Income Protection Insurance FAQ

How can you protect your income? Do you need insurance for it? What does income protection insurance cover? And, what happens if you don’t have a plan to protect your earnings? Imagine, one morning you woke up with a bit of a headache. You’d been having a few...

Income Protection Insurance For Financial Security

Income Protection Insurance For Financial Security

Your biggest asset is you, and the future income you will provide. You are the source of the income that keeps the rent or mortgage paid, the kids clothed and fed, and the power on If you lose your job or can no longer work, your life will be stressful. Make sure your...

Putting Your Budget in Order

Putting Your Budget in Order

The 50/30/20 rule is a simple approach that is meant to help individuals manage their net income, mainly to have ample funds for emergencies and to build up retirement savings. Other have found this helpful in making them stay within their means and to make sure that...

JANUARY TIPS – Create a Budget

JANUARY TIPS – Create a Budget

Budgeting doesn’t have to inflict terror. You may think that a budget equals boredom – no dinners out, no new toys, no socialising. However, a budget should be about what you need and want in your life. It should let you live your life but help you to understand where...