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Abhijit Naskar

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How Much Debt is Too Much?

How Much Debt is Too Much?

Debt is a part of life for most people. Mortgages, car loans, personal loans, even store credit at the local dairy. But how much debt is too much? When you’re doing your home budget, applying for a mortgage or making financial decisions, debt is a big part of the...

Income Protection Insurance For Financial Security

Income Protection Insurance For Financial Security

Have You Protected Your Biggest Asset? And No, it’s Not Your Home. What is worth millions, yet 80% of Kiwis haven’t insured? Your ability to create income. Imagine, you went to work today, and something happened. Maybe you got into an accident which permanently...

Income Protection Insurance For Financial Security

Income Protection Insurance For Financial Security

Your biggest asset is you, and the future income you will provide. You are the source of the income that keeps the rent or mortgage paid, the kids clothed and fed, and the power on If you lose your job or can no longer work, your life will be stressful. Make sure your...

Putting Your Budget in Order

Putting Your Budget in Order

The 50/30/20 rule is a simple approach that is meant to help individuals manage their net income, mainly to have ample funds for emergencies and to build up retirement savings. Other have found this helpful in making them stay within their means and to make sure that...

JANUARY TIPS – Create a Budget

JANUARY TIPS – Create a Budget

Budgeting doesn’t have to inflict terror. You may think that a budget equals boredom – no dinners out, no new toys, no socialising. However, a budget should be about what you need and want in your life. It should let you live your life but help you to understand where...