Your financial goals should be about fun and freedom, not savings and debt
0800 FIN FREE (346 3733) sam@samkodi.co.nz

Budgeting doesn’t have to inflict terror. You may think that a budget equals boredom – no dinners out, no new toys, no socialising. However, a budget should be about what you need and want in your life. It should let you live your life but help you to understand where your money is going.

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