Financial Advice
0800 FIN FREE (346 3733) sam@samkodi.co.nz

“The best thing money can buy is financial freedom”
Rob Berger

Financial Advice

You may already have a financial plan or retirement plan, investments, insurances or mortgage and loans borrowings; but are they still fit for purpose? Are your plans and financial instruments taking you closer to your goals?

Life doesn’t stand still and neither should your finances. Without regularly reviewing your plans and progress, it’s easy to backslide.  This could have serious consequences. It’s also important to check whether any actions you intend to take which weren’t originally part of your plan, won’t expose you to trouble or throw you off course.

Comprehensive Financial Advice

This is a bespoke service which ranges from assessing whether something you have in mind is a good idea to a full review of your current financial plan or retirement plan.

WHY FINANCIAL REVIEWS ARE IMPORTANT

  1. Assess your progress

When it comes to finances, a lot of the progress you’ve made may not be directly obvious. It’s important not to overlook the journey so far to assess what’s working well for you and what isn’t so much.

  1. Rebalance matters

Personal and wider economic changes are inevitable and your financial plan needs to be responsive – your risks may have changed or the performance of your financial instruments could be better optimised. Keeping the balance right requirements regular re-adjustment.

  1. Re-define your goals

Short-term goals that have been achieved are likely to be replaced with some fresh goals. Does your plan support these? With continuing goals, are the time-frames previously set still relevant? Has something happened in your life that means you have a new long-term goal to plan for? Financial plans that work towards outdated goals are not going to deliver the results your need or want. Update your goals regularly.

  1. Maintain peace of mind

In the same way we might go back and double check whether we left the heater on or locked the car door after all; we need to revisit our financial plan or retirement plan from time to time for the reassurance that checking gives. It’s important to have confidence in your plan, otherwise why would you follow it?

IS IT TIME TO REVIEW YOUR FINANCIAL JOURNEY? BOOK AN APPOINTMENT NOW!