by Sam Kodi | Apr 29, 2022 | Articles, Business protection, Mortgage
What is better, a bank, or a mortgage broker? And, the most important question: which one will cost you more? A mortgage broker is the person who sits between you, and the bank. They are not lenders themselves, but instead act as a piggy-in-the-middle between you and...
by Sam Kodi | Apr 26, 2022 | Articles, Mortgage
You’ve got the deposit, you’ve found the house you want, but have you made your mortgage application perfect? Banks want to give you money. They really do. They make their money from interest, which you’ll be paying on your mortgage. But, before they give you a loan,...
by Sam Kodi | Dec 4, 2020 | Mortgage, Subject
2020’s Christmas might look a bit different to other years. COVID-19 has put more economic pressures on some households, and with quarantine facilities already booked into 2021, there will be no overseas visitors. If you are struggling this year, either from fund...
by Sam Kodi | Nov 11, 2020 | Mortgage
The NZ Reserve Bank dropped the LVR rate in response to NZ’s COVID-caused recession. But in a housing market that is still growing, it’s starting to cause problems. The NZ Government has a range of measures that it can take to slow or speed up the economy. In May, the...
by Sam Kodi | Oct 23, 2020 | Mortgage
Buying a home with a small deposit can be appealing. But this can you leave you open to extra problems and what’s called a low value mortgage. In the US, 41% of Millennial first home buyers regret their purchase. It’s not because of the maintenance, or location, or...
![[A client experience] The perils of wanting something too much](https://samkodi.co.nz/wp-content/uploads/2020/06/The-perils-of-wanting-something-too-much.png?x93662)
by Sam Kodi | Jun 18, 2020 | Mortgage
Have you ever wanted something so badly that you stubbornly ignored the warning signs and good advice that maybe, just maybe, it was not really a good idea? It might have been that extra helping of dessert that left you predictably suffering from indigestion for hours...
