Being a mortgage provider is no longer exclusive to big banks. The number of relatively new and accredited lenders has grown to meet the bulging housing demands, and with this expanded territory comes fierce competition. Everyone loves freebies, especially when they are used as sweeteners for big purchases. We’ve all seen the adverts, we’ve all […]

In a time where the cost of living is increasing significantly faster than our pay rises can keep up with, many ‘average’ New Zealanders are faced with fears that a home loan will cripple their finances. They worry that their ability to enjoy the lifestyle our beautiful country has on offer will be all but […]

Myths, old wives tales, call them what you will. There are a number of misleading ideas around mortgages that can trick you into, or out of making the best decisions for you and your finances. The truth is, there is no mortgage package that suits everyone, there’s no solution that fits all situations, and unfortunately, […]

Financial advisers’ actions can make or break you financially. Good advice can set you up for a comfortable life and retirement. Bad advice can lead to financial ruin. But without waiting for the consequences, how do you know if the advice you have received falls into the “good” category? Recently there has been increased media […]

When Should I Start Planning for Retirement? (Answer: Today) You need to start planning for retirement today. Every financial planner has one thing they want to tell young people. It applies to anyone who is earning any income, even young people. And, the advice is even more important for young women than men. Start planning […]

Cutting Back on Expenses? Don’t Muck Around with Your Insurance Trimming back your budget? Make sure you understand the consequences before cancelling or changing your health, income, life, or trauma insurance cover. When you’re struggling to pay the bills, most people start looking at their expenses and asking themselves: do I really need that? For […]