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Should You Go Direct to a Bank or Use a Mortgage Broker?

Should You Go Direct to a Bank or Use a Mortgage Broker?

What is better, a bank, or a mortgage broker? And, the most important question: which one will cost you more? A mortgage broker is the person who sits between you, and the bank. They are not lenders themselves, but instead act as a piggy-in-the-middle between you and...

How You Can Get Your Mortgage Application Approved, First Time

How You Can Get Your Mortgage Application Approved, First Time

You’ve got the deposit, you’ve found the house you want, but have you made your mortgage application perfect? Banks want to give you money. They really do. They make their money from interest, which you’ll be paying on your mortgage. But, before they give you a loan,...

Will High Inflation Affect My KiwiSaver?

Will High Inflation Affect My KiwiSaver?

When you set up your KiwiSaver targets and goals, you need to account for inflation, or risk not having enough money when you retire. What is Inflation? Inflation is basically a measure of rising costs in a country. An example is that $1 mixture of lollies that was a...