Personal Insurance

Having insurance is a lot like carrying an umbrella with you all the time. Most of the time you won’t need it and may even be tempted to “throw it away”. But if a downpour comes… that umbrella is the BEST thing ever! Personal insurance is way for you to manage your everyday common risks such as damage to your car or house, getting sick or unexpected death. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee known as the premium.